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Mortgage Rates

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Here are loan programs we offer. These programs are unique to Zeal Credit Union. To learn more about these programs and many others, call us at (800) 321-8570 Ext. 7299


Program Name: 30 Year Fixed 

Rate: 2.875%

Points: 0.00%

APR: 2.968%


Program Name: 20 Year Fixed 

Rate: 2.750%

Points: 0.00%

APR: 2.881%


Program Name: 15 Year Fixed

Rate: 2.500%

Points: 0.00%

APR: 2.690%


Program Name: 10 Year Fixed 

Rate: 2.375%

Points: 0.00%

APR: 2.622%


Program Name: Fixed Equity

Rate: 4.750%

Points: 0.00%

APR: 4.750%


Program Name: HELOC 

Rate: 3.25%

Points: 0.00%

APR: 3.25%


Mortgage Disclaimer:

Zeal Credit Union is an equal opportunity lender. APR = Annual Percentage Rate. Advertised rates effective as of 1/13/2021. Actual rates may vary, and are subject to member’s credit approval and property value. Advertised rates are for informational purposes. Rates are subject to change at any time and without notice. For the most up to date rate information, please contact a Zeal mortgage representative directly. 

HELOC Disclaimer:

Zeal Credit Union is an equal opportunity lender. APR = Annual Percentage Rate. Advertised rate effective as of 3/17/2020. Advertised rate is variable and based on the market index (prime rate), which is subject to change without notice. Advertised rates are based on loan amounts of $75,000 or greater. Other rates and terms are available. Actual rate is based on loan amount, loan to value, and individual credit history. Maximum Loan to Value 95%. Only available for primary residences or second homes. Appraisal fee must be paid by member in advance. Appraisal fee will be credited back to the member at closing. All other cost will be paid by lender. Other terms and conditions may apply. For the most up to date rate information, please contact a Zeal mortgage representative directly.

Home Equity Fixed Loan:

Zeal Credit Union is an equal opportunity lender. APR = Annual Percentage Rate. Advertised rate effective as of 9/14/2020. Advertised rate is based on $5,000 minimum loan amount for up to 120 months. Other rates and terms available. Actual rate based on member’s credit history, loan amount, LTV, and term. Advertised rates are for informational purposes. Rates are subject to change at any time and without notice. For the most up to date rate information, please contact a Zeal mortgage representative directly.

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NMLS     |     FAIR LENDER     |     FAIR HOUSING

17250 Newburgh Road | Livonia, MI 48152

800-321-8570 ext. 7299    |     homeloans@zealcu.org

NMLS     |     FAIR LENDER     |     FAIR HOUSING